COLLECTIONS
Accept local payments, everywhere your customers are.
Cards, e-wallets, bank rails, QR codes — across every major ASEAN corridor on a single integration.
WHY THIS MATTERS
Local payment methods aren't optional anymore.
Customers in different markets pay differently — and stick to what they trust. Missing the right method costs you up to 40% of conversion in some corridors.
Fragmented payment landscape
10+ wallets in Indonesia, FPX in Malaysia, GCash in Philippines, PromptPay in Thailand. Each requires its own integration, KYC, and reconciliation.
Drop-off at checkout
International cards alone don't cut it. Up to 40% of users abandon checkout when local methods aren't offered in markets like Indonesia and Vietnam.
Slow settlement
Local methods often settle T+3 to T+5 to international merchants — choking cash flow and forcing reconciliation overhead.
HOW IT WORKS
From customer click to settled funds.
- 01
Single integration
One REST API + signed webhooks. Drop in our hosted checkout or build your own with our payment intent API.
- 02
Smart method routing
Display the right local methods based on customer's country, currency, and risk profile. Updated weekly.
- 03
Real-time auth + capture
Auto-retry, intelligent fraud screening, and 3DS where required. Idempotent operations end-to-end.
- 04
T+0/T+1 settlement
Funds settle to your Kaadxpay multi-currency wallet within hours. Convert and payout when ready.
CAPABILITIES
Everything a modern collection flow needs.
30+ local payment methods
Cards, e-wallets, real-time bank rails, QR codes, BNPL — across ASEAN, Hong Kong, and select global markets.
Hosted + embedded checkout
Stripe-grade hosted page or fully embedded SDK. Both PCI DSS compliant out of the box.
Payment intents API
Idempotent, asynchronous, and resumable. Survives network failures and partial confirmations.
Signed webhooks
HMAC-SHA256 signed with replay protection. Configure retry windows and DLQ per merchant.
Built-in fraud screening
Velocity rules, device fingerprinting, sanctions list, and corridor-specific risk models — no extra integration.
Real-time FX at checkout
Display prices and accept payment in customer's currency, settle in yours. Live rates with transparent margins.
Start collecting in any corridor.
Talk to our team about your collection volume and payment methods.