PAYOUTS
Mass payouts, compliantly automated.
Push funds to bank accounts, wallets, and cards across markets — with sanctions screening, Travel Rule, and idempotent retries built in.
WHY THIS MATTERS
Payouts at scale break legacy systems.
Manual SWIFT wires don't scale to thousands of recipients. Wallet payouts require local licenses. Compliance can't be retrofitted.
Scale beyond manual wires
If you payout 1,000+ recipients per cycle, you can't keep doing manual SWIFT wires. You need bulk APIs with idempotency, retries, and reconciliation.
Compliance per beneficiary
Sanctions screening, Travel Rule data sharing, and risk scoring must be applied to every recipient — not just the merchant. Most legacy rails don't help.
Speed expectations
Recipients (gig workers, sellers, partners) expect funds within hours. T+3 SWIFT is no longer acceptable in most markets.
HOW IT WORKS
From beneficiary file to settled funds.
- 01
Bulk submit or stream
Upload a beneficiary file or stream payouts via API. Each item is idempotent and retriable.
- 02
Compliance gate
Every beneficiary screened against sanctions, PEP, and risk lists. Travel Rule data attached automatically for crypto-eligible flows.
- 03
Optimal rail selection
Route through real-time rails (FPX, PromptPay, GCash, etc.) where available — fall back to bank wires only when necessary.
- 04
Real-time tracking
Webhook on every state change. Reconciliation file delivered T+0. Failed items auto-flagged with reason codes.
CAPABILITIES
Production-grade payout infrastructure.
Bulk + streaming APIs
Send 10,000 payouts in a single batch or stream them as your business generates them. Both are idempotent.
Bank, wallet, and card payouts
Real-time bank rails (FPX, PayNow, PromptPay), e-wallets (GCash, OVO, TrueMoney), and pushed-to-card where supported.
Per-beneficiary compliance
Sanctions, PEP, adverse media. Travel Rule attached automatically for cross-border thresholds.
Multi-level approval workflows
Configure dual approval, threshold-based escalation, and segregation of duties — without writing application code.
Smart retry + DLQ
Automatic retry with backoff for transient failures. Permanent failures land in DLQ with operator UI for resolution.
Multi-currency funding
Fund payouts from any currency in your wallet. We handle the FX conversion at quoted rates.
Scale payouts, without scaling headaches.
Talk to our team about your payout volume, corridors, and compliance needs.