INSIGHTS

Cross-border, deconstructed.

Long-form analysis of cross-border payments, ASEAN corridors, regulation shifts, and the engineering behind real-time money movement. Written by the team building it.

Labuan FSA PSO License Explained: Why It Matters for ASEAN Cross-Border Payments

Labuan FSA PSO License Explained: Why It Matters for ASEAN Cross-Border Payments

A practical guide to the Labuan Financial Services Authority Payment System Operator license — what it permits, who needs it, and how it compares to BNM, MAS, and offshore alternatives.

Apr 28, 20266 min read
ASEAN Payment Corridors 2026: State of the Market

ASEAN Payment Corridors 2026: State of the Market

A corridor-by-corridor breakdown of how ASEAN cross-border payments actually flow today — from MY-SG QR linkage to the IDR-PHP backwater. What's working, what's broken, and what's worth integrating.

Apr 22, 20267 min read
Idempotency for Payment APIs: The Engineering Playbook

Idempotency for Payment APIs: The Engineering Playbook

How to design idempotency keys that survive retries, network partitions, and creative client behavior. The patterns we use in production at Kaadxpay, written for engineers who actually have to debug double-charge tickets.

Apr 15, 20268 min read
Cross-Border FX Pricing: What Merchants Actually Pay

Cross-Border FX Pricing: What Merchants Actually Pay

We break down the all-in cost of a $10K SGD-to-IDR transfer across six routes — including the hidden spread that turns a 'fee-free' transfer into a 1.4% cost. A guide for finance teams comparing payment providers.

Apr 8, 20267 min read
Webhook Reliability: A Survival Guide for Payment Systems

Webhook Reliability: A Survival Guide for Payment Systems

Why your webhook delivery system needs retry policies, signing secrets, dead-letter queues, and a manual replay UI — and how to ship all of it without breaking exactly-once semantics.

Apr 1, 20268 min read
Stripe vs Airwallex vs Kaadxpay: ASEAN Payments Comparison (2026)

Stripe vs Airwallex vs Kaadxpay: ASEAN Payments Comparison (2026)

An honest, opinionated comparison of three cross-border payment platforms serving ASEAN merchants. Pricing, coverage, settlement speed, FX margin, and where each one actually shines.

Mar 25, 20268 min read

We're publishing in Q2 2026.

Our editorial team is preparing the launch slate — country deep-dives on ASEAN 8, regulation explainers on FATF Travel Rule and LFSA frameworks, and engineering posts on the orchestration architecture. Subscribe below to get the first wave.