Country Guides

Corridor Field Guides

One guide per country covering core payment rails, regulators, KYC obligations, FX costs, and the practical reality of cross-border acquiring.

ASEAN

🇰🇭
Cambodia
KH · asean

How payments actually work in Cambodia in 2026 — Bakong as a CBDC pioneer, ABA Bank's super-app dominance, Wing's mobile-money roots, and NBC's surprisingly progressive regulatory tone.

Population
17.1M
Currency
KHR (Cambodian Riel) + USD (de facto dual currency)
Payment rails
BakongKHQRABA mobileWing
🇮🇩
Indonesia
ID · asean

How payments actually work in Indonesia in 2026 — QRIS adoption, BI-FAST instant settlement, GoPay/OVO/DANA wallet wars, and the foreign-currency rules that trip up first-time entrants.

Population
281M
Currency
IDR (Indonesian Rupiah)
Payment rails
QRISBI-FASTGoPayOVO
🇲🇾
Malaysia
MY · asean

A working guide to payments in Malaysia — DuitNow, FPX, MyDebit, BNM regulation, and what cross-border operators actually need to know to ship in MYR.

Population
33.4M
Currency
MYR (Malaysian Ringgit)
Payment rails
DuitNowFPXMyDebitDuitNow QR
🇲🇲
Myanmar
MM · asean

How payments actually work in Myanmar in 2026 — KBZPay and Wave Money's wallet duopoly, MMQR standardization, and the realistic constraints any cross-border operator faces in the current operating environment.

Population
54M
Currency
MMK (Myanmar Kyat) + USD parallel
Payment rails
KBZPayWave MoneyMMQRCB Pay
🇵🇭
Philippines
PH · asean

How payments actually work in the Philippines in 2026 — wallet dominance via GCash and Maya, the InstaPay/PESONet rail split, BSP licensing, and the OFW remittance economy.

Population
117M
Currency
PHP (Philippine Peso)
Payment rails
InstaPayPESONetGCashMaya
🇸🇬
Singapore
SG · asean

How Singapore actually operates as a cross-border payments hub — PayNow, FAST, GIRO, MAS licensing tiers, and the practical realities of using SG as a regional treasury anchor.

Population
5.94M
Currency
SGD (Singapore Dollar)
Payment rails
PayNowFASTGIROSGQR
🇹🇭
Thailand
TH · asean

How payments actually work in Thailand in 2026 — PromptPay's near-universal reach, Thai QR interoperability, BoT licensing, and the cross-border QR linkages that make TH the connectivity champion.

Population
71.7M
Currency
THB (Thai Baht)
Payment rails
PromptPayThai QRK PLUS / SCB EasyKrungthai NEXT
🇻🇳
Vietnam
VN · asean

How payments actually work in Vietnam in 2026 — VietQR's standardization, NAPAS instant settlement, MoMo/ZaloPay/VNPay wallet competition, and the SBV regulatory tone for cross-border operators.

Population
100M
Currency
VND (Vietnamese Dong)
Payment rails
VietQRNAPAS 247MoMoZaloPay

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