FX & SETTLEMENT
Multi-currency conversion, transparent and fast.
Real-time FX rates, locked-in pricing, and T+0/T+1 settlement across 30+ currencies — without the legacy correspondent banking markup.
WHY THIS MATTERS
Hidden FX margins are the silent tax on cross-border.
Banks routinely add 200-400 bps to FX rates and call it 'no fee'. At scale, that's millions left on the table — or worse, baked into your customer prices.
Opaque pricing
Most providers quote one rate and execute at another. You only see the gap when you reconcile against a reference rate weeks later.
T+3 settlement drag
Correspondent banking forces 2-5 business day settlement on most cross-border flows. That's working capital you don't get to use.
Inability to lock rates
If you can't lock a rate at quote time, you carry FX risk on every transaction. At volume, that risk dominates your margins.
HOW IT WORKS
Quote, lock, settle — within hours.
- 01
Quote in real time
Get a binding quote via API with a transparent breakdown — interbank rate, our margin, and total. No hidden spread.
- 02
Lock the rate
Lock the quote for up to 60 seconds (interactive) or 24 hours (forward booking). Honor commitment regardless of market move.
- 03
Execute conversion
Funds move from source currency wallet to target currency wallet on settlement. T+0 for ASEAN, T+1 for global.
- 04
Settle to anywhere
Hold in wallet, payout to bank/wallet, or use as funding for new collections — all on the same balance.
CAPABILITIES
Treasury-grade FX, embedded.
30+ currencies, live rates
Direct quotes for major pairs, smart-routed for exotics. Refresh every 5 seconds during market hours.
Rate lock + forwards
Lock spot rates for up to 60s or book forwards for up to 90 days. Hedging without a treasury desk.
Transparent pricing
Every quote breaks down interbank rate + margin. See exactly what you pay; export to your finance system.
T+0/T+1 settlement
ASEAN corridors settle same-day; global corridors next-day. No more T+3-5 drag.
Multi-currency wallets
Hold balances in 30+ currencies. Sweep automatically based on rules you define (e.g., convert anything > $50K to USD daily).
Auditable conversion log
Every conversion includes quote ID, executed rate, market reference, and timestamp. Plug straight into accounting.
Stop paying the hidden FX tax.
Talk to our team about your FX volume and currency pairs.